The best personal loans offer competitive rates, flexible loan amounts and a wide range of terms. Here’s how Upgrade personal loans stack up against other popular lenders:
Upgrade Vs. SoFi
SoFi personal loans start at $5,000 and go up to $100,000 based on loan purpose—much larger than loans available through Upgrade. APRs start around 6% with autopay, which is similar to the starting rates offered by Upgrade, but SoFi’s rates peak around 20% with autopay. SoFi’s loans are also appealing because, unlike Upgrade, the lender does not charge any origination fees.
Related: SoFi Personal Loans Review 2021
Upgrade Vs. LightStream
LightStream personal loans range from $5,000 to $100,000, and APRs start below 3% with autopay for certain loan purposes. This makes LightStream loans much more flexible—and affordable—for the most qualified borrowers who need a large loan at competitive rates.
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