Hawaii consumer protection office helps Waianae couple reclaim home after alleged scam


State officials working with the Legal Aid Society obtained a $1.5 million judgement in a mortgage rescue fraud case while also helping a Waianae couple who were scammed get their property back.

Hawaii’s Office of Consumer Protection said that in 2011, Hep Yanez Guinn, also known as Hephzibah Yanez Lusica, solicited the victims with mortgage assistance relief services through her company, HYL Consultants LLC.

The couple were facing foreclosure and had hired Guinn to help with a loan modification.

When Guinn was named as a defendant in the foreclosure suit refiled in 2019, the Office of Consumer Protection at the Department of Commerce and Consumer Affairs learned Guinn tricked the couple into signing over the deed to their property to temporarily make mortgage payments on their behalf, the state agency said in a news release today.

Guinn allegedly convinced the couple to pay her a monthly rent to help cover mortgage payments which…

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