About Us



Howtoassetmanage.com is an online magazine owned and operated by Cosmic Media Group, Inc.

Global financial news, market analysis, investment scam prevention tips and more. Our mission is to help corporate leaders, bankers and investors chart the course of global business and finance.

Howtoassetmanage.com has readers in 163 countries. Its headquarters are in Seoul, with offices in London and New York. Howtoassetmanage.com’s audience includes Chairmen, Presidents, CEOs, CFOs, Treasurers and other senior financial officers responsible for making investment and strategic business decisions at multinational companies and financial institutions. Each year howtoassetmanage.com selects the best financial institutions around the world. These awards have become a recognized and trusted standard of excellence.

The magazine started its website in 2009. Howtoassetmanage.com provides a valuable source of data on 192 countries and offers analysis, articles and awards that are the heritage of over 30 years of experience in international financial markets.

Howtoassetmanage.com is part of Cosmic Media Group, a leading international finance and lifestyle media company. Cosmic Media Group is headquartered at:


Seoul Finance Center Co., Ltd.

136 Sejong-daero,

Myeong-dong, Jung-gu,


South Korea


It has a strong digital presence and international partnerships with Dow Jones, CNBC, and the Associated Press.


Editor In Chief and Chairman: Paul J. Adler
Publisher and President: James D. Bennett

Editor: Andrea Kingsbery

Managing Editor: James Cho

Senior Digital Editor: Thomas Lee

Europe Editor/London: Anna Park

Contributing Editors: Steven Gold, Susannah Jeffrey, Dana Kelly
Contributing Writers: David Wang, Michelle Cotler,
Mara Guy, Ahmed Mafooz, Jonathan Li, Justine Kay,
Denise Blum, Craig Fellows, Vincent Nomura, Gordon Platt,

Art Direction: Paul Kwan
Copy Editors: Steve Harris, Susannah Goldberg, Bruce Kaiser, Clare McPhee

Advertising Representatives
China: Mary Yao, Hong Kong
Indonesia: Rita Jayadi, Jakarta
Japan: Akiyoshi Ojima, Tokyo

Taiwan: David Lee, Taipei
Thailand: Nartnittha Jirarayapong, Bangkok
Turkey: Arda Ermot, Istanbul

Cosmic Media Group, Inc.
Chairman: Yong-Sun Kim
Vice Chairman: Stephen Pak
Directors: James Capolino, Mary Giarrabella,
Anthony Jeong, Indira Majeed, Louis Prince

Global Asset Management FAQ​

How do I get started investing?

You get started investing by finding an investment advisor to work with, opening an investment account, then establishing a personal investment plan based on your financial goals and risk tolerance.

What is global asset management?

Global asset management refers to overseeing the entirety of a client’s worldwide investments. This is done by a financial institution or an individual. It involves a wide range of wealth management services and products, including both traditional and alternative investments.

How do I manage risk in my investment portfolio?

The first step in portfolio risk management is diversification. Don’t put all your eggs in one basket. Other steps include avoiding leverage, complicated derivatives and buying blue chip stocks and bonds.

Why is diversification important for investing?

The goal of diversification is to maximize gains, minimize risk and smooth out volatility. Stocks are diversified by investing in different sectors of the market, that perform differently at various points in economic and market cycles.

Why should I invest in stocks?

Over the long term, stocks provide the highest rates of return. Investors need growth to ensure that their capital grows more than inflation. When interest rates are low, dividend stocks provide higher yields than bonds.

What types of stocks are best for growth?

Growth stocks are often in new industries or businesses involved in major societal changes, and expect to have higher than average revenues and/or profits. They often pay no dividend, since management invests returns back into the company.

What are the best investments for income?

Investors looking for income should consider a mixture of bonds, GICs, and stocks with higher dividends. Bank stocks, real estate investment trusts and utility companies traditionally pay higher than average dividends.

What do I do if the market drops a lot?

When the stock market has a large drop, the first thing to do is nothing. Avoid panic selling. If there is excess cash in a portfolio, this is an opportunity to buy stock at lower prices.

What are the best stock market sectors to invest in?

It is best to invest in a variety of sectors and have a diversified portfolio. Most well established portfolios will include the financial sector, the gold and precious metals sector, technology and industrials. Different sectors will perform well at different points in the market cycle.

Is it better to buy stocks or mutual funds?

Mutual funds provide instant diversification for young and new investors who don’t have enough money to diversify into at least five different stocks. Otherwise direct stock ownership is better, due to the excessive costs involved in most mutual funds.

What is an IPO?

And IPO is an initial public offering. It can refer to the process of changing ownership of a company from private to publicly traded. It also refers to buying shares in that company right before it starts trading.